The Federated Employers Mutual Assurance Company (RF) (Pty) Ltd 2022-06-13T14:21:13+00:00
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The Federated Employers Mutual Assurance Company (RF) (Pty) Ltd

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THE FEDERATED EMPLOYERS MUTUAL ASSURANCE COMPANY (RF) (Pty) Ltd was established as a mutual insurer in 1936 and, on the introduction of the Workmen’s Compensation Act 1941, was granted a license to continue to transact workmen’s compensation insurance for the construction industry. FEM is a licensed short-term insurer.

Our business operations are essentially confined to the insurance of employers against their liabilities under the Compensation for Occupational Injuries and Diseases Act 1993 (COIDA).


  1. Access to an established network of top private healthcare facilities for injured employees.
  2. An online claims submission platform.
  3. End-to-end claim administration facilitated by FEM, including the request of all relevant reports.
  4. Onsite training on claims and underwriting available around the country, on request.

For details of more benefits of getting covered by FEM, or how to get covered, visit our website at

Phone number: +27 (0) 11 359 4300
Email address:


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